were with dfd they are ok but very laid back i think. and we never got our wage slips back still waiting i do wonder sometimes

things are going to get very difficult in 2009 we are all feeling the pinch. My husband hours have been reduced an d it will mean alot less money for us we also in an iva i dont know what were going to do when the time comes i dont think we can pay them the agreed amount each month, what will happen?

o also we got quoted a high intrest rate unrealistic.I assume you mean mortgage we also were told if we were to move the cost would have to not effect our payments what we make to the iva.

we have tried all sorts of ways to move i cant do it.

question for melanie if we couldnt pay the full amount of our iva over the term we have left due to working hours being cut what would happen to the amount outstanding on the monthly payments we would of paid before do they add it on at the end or does it get written off.

Thanks swan girl. were just exploring all different options, were hoping the iva company will be simpathetic with us when my partners hours get cut as we wont be able to pay them the amount we are paying at present. As i keep hearing that sometimes there not so heplful.we dont want to go the the br ...

my partner is facing uncertainty in his job there must de alot of people in the same situation surely they cant be that cruel. there not going to acheive anything by doing this. theres a new legislation out for reclaiming or getting your debt written off if you took it out before 2007 have ago what ...

hi Has any one heard of reclaim your loan or credit card or ppi if you took them out before april 2007 its i think to do with the change in legislation law.Its only been around for a couple of months let me know if anyone out there has had a phone call from companys or has tried to claim ta

How and where are you going to get a mortgage we tried couldnt get one?

melanie giles thanks what about when the iva is over is it hard to obtain a mortgage with resonable rates i feel our time is running out for us as where in our 40s and all we want is a house with a garden for our kids to play in and to be able to have there friends over, our place is so small

why cant you go br?

we have been in our iva for 2 years we have a mortgage is it possible to move and get a mortgage wilst in an iva. we did get a quote but we needed 20% no way got that amount

we have been in our iva for 2years we have a mortgage but would like to move is it possible and how much dep would we need and could we move to a shared equity property

i dont see why not how else would you get 6months money upfront for rent. im sure it takes quite a wile before they can kick u out, that would give you enough time to save. i hope that has help. my friend went br she was already renting but wanted to move she borrowed money off fammily as she couldn...

we have remortgaed were only 18months into our iva and we got a rate of 6%. when iva set our propsal we had an agreement that they allowed for our increase in mortgage. Did you not have an agreement with them