Thanks for the advice, I think we found this forum a little late as she has signed somthing and sent it back to beesleys. The other worry is GE Capital Bank, they have been the biggest nuicance in regards to hastle and then the CCJs. There are actually 9 creditor instances against the wife 4 are wit...

Oops looks like you both replied while I was typing the last essay. Ian, She been with them a little longer than I thought. Theyve paid 6 out of 10. Theyve now had £800 that hasnt been paid to anyone! she pays them £200. She has around 6 creditors (ill clarify that later as she isnt in) and owes £16...

Just to add as weve just had the post in! Moneysolve have passed the account to Beesley Nominee services for the IVA. However theres a paragraph that states; -------------------------------------- Voluntary Contributions I understand from Moneysolve that whilst we are preparing the documentation for...

Hi all we are newbies to all this so please be patient. I have been on a debt management plan for around 3yrs with no real problems (im with Harrington Brooks). Around 6mths ago my wife decided that her debts needed to be managed so she went to Moneysolve. Shes been through all the rough and they to...