Excellant idea.
I am with Wilson Phillips,who have been very helpful

Thank you for swift reply, the reason I ask is because I am trying to use cash as much as possible (with a calculator)for food shopping, clothes etc. This makes me more frugal, gone are the credit card days when you worry what you have spent later. I wondered if the review requires bank statements w...

Hi,
can anyone please tell me what documents are required in the annual review,is it just P60 and wage slips?
Many Thanks

Hi, excellant site, very helpful! Can someone please help with my question I have just started an IVA. My house is worth around £140,000 but the mortgage is £108,000 + a tie in of £3000 for 3 years,+ a secured loan of £45,000 making a total of £156,000. I cannot imagine there will be any equity in y...