Hi Debbie,

Thanks yes feeling a little more chilled about it now the first glass of red is underway haha! Yes they have sent me heavy-handed letters before and later explained it's a standard letter.

Still I have slightly less steam comng out of my ears now and thanks for your reply.

Thanks Kallis. Yes I'm currently contemplating the £15000 I've spent five years paying into this thing, along with the cut my zealous IP supervisor has taken from it..

I'm optimistic but furious they haven't made more of an effort to contact me sooner.

Thanks Andy, Yes you would think that would be the case, but I'm a little nervous and still unsure if there could be an ulterior motive to encourage late failure like this if the opportunity arises, as it's made clear that later in the Arrnegement the Supervisor's role switches from being in the int...

None of that surprises me one bit dots! Cheers.

Thanks dots, appreciate that. Yes great isn't it? Write a demand on Monday giving 7 days, hang on to it until Wednesday, then send it 2nd class...

Yes I was a little shocked to receive a copy of the certificate this morning too Cybus, previously had any queries arisen I would usually get a call from the Derry office in the first instance, but this seems a bit strange and the way they've held the letter for three days before posting it to me to...

Cheers Viki.W, yes I hope so. My accountant has since texted me and said he may have requested outstanding payments be collected via my tax code but as he's not in his office won't know until Monday. I just found the supervisor's action a bit over the top and overzealous considering they hadn't even...

Hi all, great forum by the way. I am down to the last two months of the original term of my IVA through Mccambridge Duffy. Their communication has been pretty poor throughout and this morning I had a bombshell in the post. I was self-employed until March 2007 and have one more SA Tax return to send ...