I just been on the phone to a number of the local estate agents for a "valuation" they have all give me a figure but refused to come out unless I am ready to enter a contract with them to put the house on the market. Their excuse was they know the area very well and can judge a house price to within...

Another question...

People mention that your credit rating is wrecked for 6 years with a IVA. Does this 6 years start after its finished

This has probably been done to death but why do some people get to keep the first 10% and some have to give 50% away no matter what they earn?