I am looking to change my job and the area I live & work in to be nearer my girl friend. As we intend to move in together in the near future. Whilst there are many jobs out there, the majority of them have a lower salary than I currently earn. When looking should I first think of myself and make the...

Please could you tell me if it is possible to take a payment holiday during my IVA? And is a 6 month break reasonable. I am currently in my 3rd year of my IVA

As I wish to have money availible to either repair my current car or look around for a new second hand car?

I am currently in my 3rd year of my IVA, is it possable to reduce my payments so I can free up some money to help me with car repair? Or is there away I can purchase a new second hand car! If I could, then would half my monthly payment be sufficent payment. And would I end up paying over a longer pe...