im sure you will be fine, its a hard road but its definately going to be worth it in the end, I found the first 18 months hard but once u learn to budget better it gets so much easier , good luck

good luck and everything crossed for you x

Hi all, Im having a nightmare trying to get a valuation in writing , plus two re morgage offers... not that Im holding out much hope. Ive had two estate agents around and two no's on the internet as the product im looking for is not available. Im trying to remorgage for the equity release clause I o...

Idid with mine, no problemas at all

im after a couple of refuses foggy, can i do it online as ive got the property valued and the redemption statement now. i just need a couple of links, to remorgage , to make matters worse
as im now divorced and its an interlocking IVA

hi,
can anyone please advise on how to get a remorgage for the equity clause. I have contcated NRam who have not got a lenders liscence no more. If anyone has links on line that would be really helpful

Hi, I havet posted here for a fairly long time, but have kept an avid interest on the posts and to see how people are doing on the hard journey of an IVA and of course the fab advice offered on here. Im am now in month 53 of a 72 IVA and have recently had my house valued and the morgage redemption i...

we have to send in three months pay slips, copies of our P6o's and three months bank statements, we are due our 3rd review in a few months and we have experienced no problems with the past two.Try not to worry

hi i tend to pay the split in overtime as soon as possible ater payday...then theres no temptation of spending it

oh tracey i can empathise with you totally, this is whats happening to me and my partner, I was adviced to speak to our IP however at the mo we can still afford the IVA. Hope everythings works out xx

hi everyone, we managed to talk yesterday and at the mo we are carrying on with the IVA we can manage financially but will struggle but hopefully the next few years will fly by. The va has been a godsend but it brings its own issues too. Thanks for all your help and support xx

thamks for the advice, i will contact my IP in the next few days x

where do I go from here we have paid 31 payments into an interlocking IVA, and we have now split up, we have a minimum dividend clause of 47p in the £1...any advice please

brill...your on the first steps to a life of free of debt x

congratulations too...the start of the journey to being debt free xx