Thank you.

I do seem to have had a very warm welcome. I'm not sure I will be of much use to other members but I can always try. I can't always get on the computer, Children have a habit of beating me to it! But I'll be popping on as much as I can.

Are you the resident Jester?

you made me laugh

Can I just say the same?

Have a fabulous time. If it was booked pre-IVA as you say, then don't give it a second thought. Get back that excited feeling and have a jolly good time.

22 girls?? Oh my goodness!

Have a super time Angela18.

You Have a valid point Melanie, thank you for your reply. you too Mrs Skint (excellent name) I have spoken to my Husband and he assures me all will be fine, however I do tend to have the iron rod so I think a long chat with him is in order. After a long afternoon and some serious thinking, I feel we...

My 'gift' should be in my pay packet this week.

I am going to spend every penny on food for a family meal, a dvd, nibbles and pop (perhaps a bottle of Rioja for Hubby and me) and we are going to have a mega family night in.


That should just about take care of most of it.

Hello from me. I thought I would say a quick hello to you all. I've been reading on here for some time now and thought I would get up the courage to post. We are a little over 3 years into our IVA. We are currently struggling with day to day costs as i'm sure you all are. Our repayments are not what...