Hello People

Just want to say thanks for all your replies.. I spoke to CCCS and Payplan today...both have drawn up a DMP for me...both plans are in the post..I will have a read through them both then will decide which one to go with.

Thanks Again
Exx

Thanks for your replies I am clearly confused over what I shall do, I don't want to wreck my credit rating anymore than I already have at the same time I don't want to struggle anymore. I called National Debtline and they worked out my monthly payment for a DMP to be roughly £435.00 for roughly 4yea...

Thanks for the advice If maybe 3 out of the 10 creditors refuse a DMP does that mean the plan won't go ahead? I don't want another credit card after a DMP, I was just saying for instant what if...however what I would like is to one day buy a house If a DMP will wreck or hinder my chances I may have ...

Hello People I am 23,538.00 in debt struggling to pay 10 creditors, I have been told an IVA will not benefit me as I will only right off roughly £6000.00 of the debt and will be paying back more than the debt itself, plus if my job finds out I will be in DEEP WATER. I am strongly thinking about Debt...