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by toniotay
Mon Sep 22, 2008 2:06 pm
Forum: Ask IVA Forum and Industry experts
Topic: its a debt management plan
Replies: 6
Views: 1111

i have 2 secureed and 1 unsecured that we had to make up the price of the house i dont know why the link came from i dont know how to do links?? im having a dippy day!!! im secared at what ive done and am unsure on how long it will take to repay at the rate i am paying some of my creditiors!!!! im g...
by toniotay
Mon Sep 22, 2008 1:45 pm
Forum: Ask IVA Forum and Industry experts
Topic: its a debt management plan
Replies: 6
Views: 1111

ive had a look at the morgage calculator and it seems the payments may go to about £980 as they are £830 now if we have both a debt management plan in place this would be ok and im in a position where i will be getting a pay rise of about 5000 in 2012 so we will be able to afford the morgage i am co...
by toniotay
Mon Sep 22, 2008 1:28 pm
Forum: Ask IVA Forum and Industry experts
Topic: its a debt management plan
Replies: 6
Views: 1111

Related to what to do thank you for your reply i have checked what i have and it is a debt management plan? what is this and do my creditors have to honor this for the term it takes to pay it off?? my morgage is with northen rock and the % is 5.79 we have 96,307 in a morgage 2 secured loans 8,600@ 6...
by toniotay
Mon Sep 22, 2008 1:07 pm
Forum: Ask IVA Forum and Industry experts
Topic: What to do
Replies: 4
Views: 972

thank you for your reply i have checked what i have and it is a debt management plan? what is this and do my creditors have to honor this for the term it takes to pay it off?? my morgage is with northen rock and the % is 5.79 we have 96,307 in a morgage 2 secured loans 8,600@ 6.89% and 21,500@ 6.89%...
by toniotay
Mon Sep 22, 2008 12:39 pm
Forum: Ask IVA Forum and Industry experts
Topic: What to do
Replies: 4
Views: 972

i live with my partner we have a house worth around 115K we owe 145 this is not a problem for us as we can afford the morgage, we got into debt(singly) we have no joint debt and i owed around 10k i entered an iva and things are going well for me financially, my partner owes around 11k and hes consid...
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