Thank you all for the replies!! Have now contacted Thomas Charles and they seem really helpful and hopefully can sort my debt out! Was just a bit worried with the other company after reading most IVA's are for around five years and not 11, think i jumped at the offer too quick as am quite desperate ...

Hi thanks for the reply! My IVA is for aroung £21,000 and they have asked me to pay £214 a month for 11 years and this only leaves me with £50 a week roughly for food, petrol and looking after my child as living on our own. Do these figures sound about right? Dont know whether to phone around other ...

Hi, need some advice please!! just been accepted with a company called gregory pennington to sort out a IVA for me but bit concerned and worried!!.... Does any one know if this company is trustworthy? also the payment they have asked me to pay each month doesnt leave me alot to live on, also its for...