Thanks for all your help. I am now in the process of writing to each of the creditors with the relevant proof. I had a quick chat with my IP and she said they can be rather slow to update things. It's a bit galling when the creditors accepted the settlement offer and received their cash, so must be ...

Hello. I successfully completed my IVA in October last year just over two years after starting it (thanks to a full and final settlement offer from a redundancy payout). I've been looking at my credit report and only one of the creditors has marked the debt as "satisfied". The rest say I still have ...

Hello. I successfully completed my IVA in October last year, just over two years after starting it (thanks to a full and final settlement offer from a redundancy payout). On looking at my credit report today I find that only one of the creditors has marked the debt as "satisfied". All the others sta...

Thank you, David, for all your help.
It's much appreciated and makes a real difference.
To fellow posters, thanks for all your help and kind advice.
I was frustrated in previous posts and may have gone on a bit about the situation but I'm more than happy at the outcome.
Thanks to all.

I notice it's underlined my e-mail address. There is an underscore between the dbc and 1967.

David, I haven't received an e-mail. My e-mail address is - ** removed **. Could you re-send please. Thank you.

** Sorry, I've removed your email address to stop you being spammed. Andy or Admin, please can you pass Cleardebtsmile's email to David. Thanks

Thanks for the replies. I'm stil waiting to hear from my supervisor at the moment.
And thank you, David, for promising to look into it on Monday - it's much appreciated.

Just an update to say - there is no update. Despite my supervisor saying on Monay he would get back to me later that day or on Tuesday I heard nothing so phoned them at 5.15pm today. Was told he was sorting out some other "more pressing" matters and would get back to me when he could, hopefully by t...

Well, I made the call. Take head, take wall and bash one against the other several times....
All around the houses, refusal to budge and finally a concession that he'll talk to the big supervisor and let me know. I await his response tomorrow.

Sorry for the delay in responding. I'm with ClearDebt. To be fair, they've been ok up to now, but I can't help but feel if I'd looked at the allowances a little closer last year, I would be in a better position now. At the time I took the IVA out I was just so glad to have a way forward that I assum...

Thank you all for you kind words and advice. I am putting my case together to present to my supervisor, but if he won't budge what options are open to me? I believe I have a genuine case for complaint, but what can I do? I made a thorough and honest review of my finances and yet it seems that whatev...

Thanks for the welcome and the advice. I'm going to have another go at my supervisor because it just doesn't make sense. When I took the IVA out last year I was so happy just to get the creditors off my back that I, perhaps rather foolishly, agreed to whatever allowances I was given. Having taken th...

Hello. I''''ve just completed the first year of my IVA and am puzzled by the review of my income/expenditure. There doesn''''t seem to be any real method to calculating the allowances. It seems an end figure (what I was paying to start with, plus 50 per cent of extra income (my salary rise)) is the ...