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by traceyag
Thu Jun 18, 2015 12:11 am
Forum: Ask IVA Forum and Industry experts
Topic: Is it possible to start a business from home. I have received my certificate of completion.
Replies: 2
Views: 1626

Hi I have just completed my IVA and received Certification of Completion. I was thinking of starting my own Cake Business from home is this possible?
by traceyag
Sun Apr 20, 2014 4:03 pm
Forum: Ask IVA Forum and Industry experts
Topic: Can I start my own business ? I am looking to settle my IVA in the next 4 weeks.
Replies: 3
Views: 2703

I am looking to settle my IVA in the next 4 weeks.
I would like to start my own baking business from home, would this be affected?
by traceyag
Tue Nov 25, 2008 3:37 pm
Forum: money saving tips
Topic: IVA Meeting today...
Replies: 15
Views: 2685

Hi Fifilebonbon, Thank you for your kind words....yes it could not have come at a better time (but will still have to keep an 'eye'on the pennies)[:(] No my case was not complicated at all - I started to think about possible IVA route at end of Sept, did alot of research about it and took a lot of ...
by traceyag
Tue Nov 25, 2008 11:12 am
Forum: Ask IVA Forum and Industry experts
Topic: robbing peter to pay paul
Replies: 16
Views: 2040

Hi Tracey, I changed my bank account straight away before even starting the IVA process as my account was also one of my Creditors. I went with Abbey a basic account, and applied for a prepaid card online which was approved straight away, and just top this up when I need to. It is very strange reve...
by traceyag
Tue Nov 25, 2008 10:32 am
Forum: money saving tips
Topic: IVA Meeting today...
Replies: 15
Views: 2685

Many thanks Viki, I have great news - Just received the telephone call from my IP and my IVA was accepted...I am so relieved I just sat down and cried....the last couple of months have been horrendous I have been so stressed it has made me ill, I think I look 10 years older! Here is to a new chapte...
by traceyag
Tue Nov 25, 2008 10:14 am
Forum: money saving tips
Topic: IVA Meeting today...
Replies: 15
Views: 2685

Hi Everyone, I have my IVA proposal meeting today, and am anxiously sitting by the telephone awaiting the outcome... Just wanted to thank everyone on the Forum for all their valuable advice - I decided to look into the possiblity of IVA a couple of months ago after having struggled with debts over ...
by traceyag
Sun Sep 28, 2008 3:10 pm
Forum: Ask IVA Forum and Industry experts
Topic: Would my IVA affect my partner?
Replies: 4
Views: 1428

Hi, Many thanks for your replies - We are not married, and we do not hold any joint debts. I am currently £32,000 in debt due to personal loans and credit cards. My partner has not benefitted from my debts, he pays the house rent as my salary is not enough to cover due to paying outstanding debts. M...
by traceyag
Sun Sep 28, 2008 1:13 pm
Forum: Ask IVA Forum and Industry experts
Topic: Would my IVA affect my partner?
Replies: 4
Views: 1428

I am currently thinking of applying for IVA.
Would this affect my partner if he wished to apply for credit/loans? All debts are in my name only and we have separate bank accounts.
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