Hi David many thanks for your information...I get a little confused with IP's. Has anyone else on the forum started their IVA with Thomas Charles?

Hi, Received my proposal this morning, need to look through over the weekend and return to start the IVA ball rolling - Company I am presently with is Thomas Charles, 1st Payment is for £239 and next month the same amount...do not really want to change over to anyone else has the Consultant I have b...

Hi Everyone, Received my IVA starter pack this morning - Did not realise that I would have to make a payment straight away before the process would begin, I thought you commenced payments once the IVA had been accepted? I have cancelled all my direct debits, already received two letters from one Cr...

Hi Everyone, All your comments are greatly welcomed[:)] When I first had ideas about applying for IVA I visited the forum and got lots of help with issues that concerned me. Such as how others coped with the pressure of admitting they needed help with debts, also regarding how to deal with the Credi...

Hi Everyone, Recently started IVA proceedings - Awaiting Documents to get the ball rolling. I have debts totalling £32,000 due to personal loans and the dreaded credit cards[:(]. Why the name 'HurtPride'? That's because since I started work over 20 years ago now, I have never not paid my bills etc....