Hi, I have an appointment to go to court on the 8th December, and I have been told that the Official Receiver will freeze my account on this day. I obviously will need to access money in my account from my wages, and I have been advised to open an account prior to going bankrupt making them aware th...

Thank you for all your help on the forum today! I have rung the courts and I will have all my forms prepared for my appointment on the 8th December....Thanks again!

Would I just need to contact Nationwide to let them know that I am planning on taking the bankrupcy route?

As I said in my previous post, I am living with my parents now, but will be looking to move in with my boyfriend after the bankrupcy goes through, so I won't be homeless and I don't really need to look for anywhere else to live before the bankrupcy process starts.

When you present your petition the length of time it will take to get to the order stage will depend entirely on the backlog faced by your local county court. If you are lucky, you will be dealt with on the day you walk into the court. However, I have heard of debtors petitions taking 2 months to b...

Thanks for the advice, I am not in arrears with my mobile phone at all, so I will do as you suggest and ring them and ask their policy anonomously! My account is with Nationwide Building Society.

Yes, I have spoken to an insolvency contact through a family member, but as I was getting free advice I don't like to keep pestering them! I am aiming to get all my forms ready for the start of December, and I am only looking at missing 1 mortgage payment which I can't manage to pay, and I just wond...

Hi, I have taken some legal advice and I have decided to go bankrupt. I can no longer afford my mortgage and I have a substantial amount of debt. Just a few questions which I am unclear on: 1) Am I able to stop struggling to pay my mortgage before I put my bankrupcy application in? I am currently no...