That worries me a bit then.

When my IVA is complete and my credit is clean as can be is there still a good chance I could get refused a Mortgage?

Thanks lem, I figured the sandtander account will stay on there 3 payments late for the 6 year period before dropping off although I am hopefully presuming that if I clean my Credit Report clean and carry on doing all the right thing 3 payments late from a couple of years ago should hopefully not ef...

Thank lem, I have heard that the Credit Score is worthless so to speak. So when looking at my Credit Report what should I check to know it is good as my view at the moment is once my IVA and associated defaults drop off next year my Credit File is very good as will have all the standard no searches,...

Hi All, I have some questions and hoping someone can answer them for me. Firstly I entered an IVA in November 2007 and then settled it in November 2010 and it is due to come off my File full in November 2013. Also I have 2 defaults registered on my Credit file as Default and satisfied which are link...

Hi All, I have a query around my settled IVA. I have checked my Equilfax report and in there it states the below Court Date: 30/11/2007 Date Satisfied: 01/03/2010 What I am wondering is I know it takes 6 years for the IVA to fully clear but I am confused as to which one I start the 6 Years from abov...

I completed my IVA last march officially. So it seemed a bit long for them to have not received the payment.

Im going to write to them with the completion letter I think

Hello all, Its been a long time since I posted on here but everything has been going great until the other day I received a letter from MAX Recovery which had a statement in it. It was not asking for payment but was stating they had to send me this until no sum is payable. The statement of 352 from ...

Ok, so finally it has been removed form the Register after me ringing them thank god. I havent got access to my credit report anymore so not sure what it says on there but wil check that soon enough.

Just got to wait the 4 years for it to be removed now totally

Cheers.

I rang my Former IP today and they said that they had sent the documents off to the register people but would resend them so fingers crossed

Ok so I know people have said there is not much I can do once the IVA has completed but I got the Completion letter on 20th december roughly and it has still not been removed from the register or my credit file. I am getting a bit worried now as seems to be nothing happening with it. Also does my co...

Cheers kallis3, I kept chasing them as seemed very long but they kept saying it is being processed. I have just checked my credit report and says IVA and balance 0 and settled date has nothing in it but that has been like that even before I paid my F&F Also checked Insolvency Register and is still o...

Ok a bit of an update Finally after months of them having cashed my cheque back in august I think they have sent me the completion letter. I rang them and they advised it could take up to 60 days at least to update credit file and Insolvency Register. Is this correct? Also does anyone know whatI sho...

Hi all, I wonder if there is anyone that can probably answer this for me. I have just completed my Full and Final on IVA and am awaiting my certificate of completion. However what i am wondering is, I know the IVA will stay on file for another 4 years as been in it only 2 before completion but how m...

Thats good, I have waited these 2 years to get it sorted so a few more weeks I can handle. Cheers for everyones support, before I came onto this board I was looking at ways of getting out of my IVA and luckily the advice I got on here kept me in it and looking at the alternative of a F&F which is do...

OKay, its been a while since I have been on here but just to let everyone know I hav epaid my Final part of Full and Final as had to pay in 2 parts. Does anyone know exactly what should happen now and how long should it be before I receive completion and it is taken off the IVA register? Cheers for ...