Hi, I have not posted on your thread before, firstly may I congratulate you for your resiliance and courage, you appear a truly amazing woman. In respect of the "motobility scheme" I can provide some information. In exchange for your monthly mobility componant of DLA your can approach a car dealer w...

Thankyou all for your best wishes, I also work with adults with Learning difficulties. My personal circumstances often help me to do the job but sometimes it all gets a bit too much. I think we have thought of a compromise, going chat it through with our IP over next few days, determined to pay back...

HI I am with Melanie so I know when the time comes to call her I will get great common sense advice as well as practical support. Just need to get my head around a life changing decision. Kids /debt / rssponsibilities all weighing a bit heavy at the moment. I am sure things will become clearer with ...

Dear all, Thankyou all so much for your support, I am very tired and emotional at the moment and struggling with even minor tasks. I feel blessed to have all of my children but you are right it is almost a full time job. I consider myself lucky that my son has high functioning autism, he attends mai...

Hi Melanie, Thanks, That is my intention once I have given the situation more thought, just want to give some consideration to what options might be available. My head is in a very difficult place at the moment, I have a very stressful job and my son is having difficulties due to managing change whi...

Can anyone offer advice We have been in our IVA for 7 months and have maintained our payments as agreed. The problem we have is that my son who is autistic is requiring more and more support and this is affecting my job. I may eventually need to give up my current job and get something part time clo...

Hi

You will be entitled to apply for Disability Living Allowance under special rules for your mom.

You can also claim carers allowance providing you are not earning more than £95 take home pay per week.

Hope all goes well

Kind regards Jayne

[:D][:D]Hi P,[:D][:D]

Great news , I am so pleased [:D][:D]

xx

Hi Paul,

Good luck for next week, I will keep everything crossed for you.

I am sure everything will be fine, Melanie and her team are fab and believe me the support continues after your approval comes through.

XXX J

Hi everyone, Sorry I haven,t posted for a while but nan died few weeks ago so faced some financial challenges. However just wanted to share with you all that we got through it, we are now nearly 3 months into our IVA. This month was challenging as we had to find money for funeral flowers, shoes and ...

Hi P, We have only been in our IVA since Dec but already the relief we feel is immense. I went through the same emotions when we were considering our options and I am sure many others will say the same. I think it is all part of the process and only you will fully know your own circumstances and if ...

Hi, Beware of these companies. Because details of your insolvency is available as a public record you could be contacted by lots of companies asking if you have been missold your IVA. We only had our IVA approved on 23/12/08 and have received 3 letters from different companies already, all claiming ...

Good luck.

Hope you get a F & F accepted.

Keep us posted.

XX

Hi Hannah, Welcome to the forum. We have recently had an IVA approved and our dividend was only 25p for each pound we pay. This means we will only pay back approx 25% of our debt. Melanie Giles and her team did a really good job for us with very difficult circumstances. Make sure you shop around and...

great news, well done.

Sorry you had to go through the mill to get there.

Best wishes and good luck

XXX