Thank you all for your responses, it was as I expected.

Hi, my IVA has now been in place for eighteen months and all is going well. I have a question about reduction in income due to industrial action, I think I know the answer but as you have all been so helpful before, I thought I should check on the right advice. My union has declared a two day strike...

Thank you all for your advice, I shall contact my IP about this letter in the morning. I think I assumed I would be immune from this sort of junk once my IVA launched, but clearly not!. Very grateful for your help.

IVA Checkline? Hi, my IVA is just coming up to one year and everything is going well, and no contact from my creditors since the IVA started. But today I received a letter from "M & D Services, IVA Checkline", the envelope address was handwritten, the contents were a stock letter saying they had "no...

Thank you both.

Does my IVA stop me being an executor for an estate? I am currently in the middle of an IVA and understand the rules about windfalls, I would not benefit anyway. However a good friend of mine is making a will and has asked me if I'd be an executor. I don't remotely expect the worst to happen during ...

Thank you all for your responses. I sent the details to my IP and they confirmed I don't need to pay anything from this into the pot.

Hi, I have a question re my IVA and a pay award. At work we have just had a pay rise of approx 2.5 percent, which falls well within the rules of my IVA re changes in monthly income, (that is, it isn't great enough to affect my monthly payment). However, it took eight months for my union to thrash ou...

Thank you both for the swift replies you have reassured me!

Will council housing be a problem with an IVA? Since my IVA went through four months ago I have been renting privately but now I need to look elsewhere. As my IVA is only just started, will my credit record stop me getting on the local authority lists? I appreciate that these lists are long and I sh...

Hi I have been in an IVA a few months now and all is going OK so far, I have each month put aside a few quid for Christmas and want to buy just a few small presents for my nearest and dearest. I have a simple bank account that enables me to make online payments - however, will I incur an unfavorable...

Hi I have had an IVA proposal accepted two weeks ago, one of my creditors is Lloyds TSB, where I have a £9000 credit card debt. They voted to accept my proposal. I have a Lloyds TSB current account and so my IP advised me to open a new account with another bank for my salary to go to, which it has. ...

Hi, my IVA has been accepted last month and is now in place, one lingering concern I have... I know that my bank statements will be reviewed, and also that my income/expenditure plan allows £15 a month for "sports/hobbies/entertainment". This was told to me by my IP when putting the proposal togethe...

Congratulations! my proposal was accepted two weeks ago today and I hope I know exactly how you feel!

Hi I have just had an IVA plan accepted by my creditors, based on my regular monthly income up to August, but from this month I now have £10 more monthly net pay due to the increase in personal allowance announced by the chancellor. I have been told by the IP that there will be regular reviews of my...