Thankyou so much for your help. I was totally convinced before talking to yourselves that an iva was the only answer,how wrong was I? i'm going to get some figures from a mortgage broker to see if i can afford to borrow against the property but would you have a rough idea how much i could possibly e...

hi thanks for the reply but what is the 50% uplift ruling? I really do not know much about iva's but am trying to find out as much info as poss. The reason i ask about overtime is because at present we have a dmp in place with cccs they have advised us that any overtime my husband earns cannot be ta...

we are in the very early stages of considering an iva but want to know if any overtime can be considered as part of your income even if its not guaranteed