There are so many out there which is the best as I hear there are lots of cowboys websites offering IVA's etc.

the questions is all these websites say up to 90 percent debt written off.

£200 x 60 is 15 percent of that debt. Creditors would they accept that if not I will just pay the £620 go bankrupt and they won't get a penny.

I googled this and its say to to a DBO your debts must be under 20k, and mine are 67k?

Due to covid-19 my new business I set up in February 2020 as not gone to plan I currently have £67,000 debts which is made up of 4 overdrafts and 10 credit cards The question is simple I currently get £410 in UC and have moved back home with parents. I give them £130 a month to cover food and use of...

I WAS THINKING OF DOING AN IVA BUT HAVE SOME SHARES IN MY COMPANY. DUE THE CREDIT CRUNCH THEY ARE NOW DOWN BY 60%. CAN I TRANSFER THERE SHARES TO SOMEONE ELSE TO AVOIDING HAVING TO CASH THEM IN?