Hi every one just an update really Full and Final was accepted just waiting for completion certificate. We offered £7500 saving us approx £2500 as we were at our 3 year point. We looked into the mortgage market and as yet have not found anyone willing to help even with a 70% LTV. 3rd of december was...

I have been in a IVA for 3 years and just about to put forward a variation for full and final settlement. If this goes through ok. I have a relative who would like to help me and my family get on the property ladder. With the IVA complete but still showing on my credit report for 3 more years, What ...

I have recently requested a full and final settlement offer from my IVA Supervisor to find one of my creditors has presented a new debt that was not included in the original IVA proposal. The Account i have been informed is a student account meaning it would need to be 8-9 years old. I do not recogn...