no, you buy in staircase!
partner works in estate agents, she knows the ins and outs of it all!
just hope this iva works out!

yea payments the same, mortgage is total of 500pm so actually saving a wee bit!

total debt of £19000 owed to 4 creditors.
i would b able to get funds of 8500 to offer settlement
the companies which worry me the most are
alliance and hmrc tax bill
alliance7152
hmrc 4807.
the other is loan 5500
alliance card 1800!
would this b at all possible

one of my main debts is a loan to alliance with a settlement of £7152
if a was to offer them a settlement of 4500 would they accept?

the mortgage i was thinkin on was the co ownership deal that is available now! would that make it easier to get? my half of the mortgage would be the same price as my rent at the moment!
if i have to hold out i will, im still young, 23 years old and i want a fresh start!

yea all im worried about is not getting the iva!
i have weighed up every option and it sems the best! all the other options doesnt help, it just builds somewhere else! is a mortgage easy to get during an iva?

thanks, finally somebody to talk to about this!!!
the company was baines and ernest!
the other company was a name like debtfree, but not 2 sure, waitin on documents comin in post!

hi, im new to all this! the start of all this was when i got paid off in my old job due to lack of work! i had to accept a new job with a lot lower earnings. this has left me that i as only meetin payments by savings and overdraft! it just gets worse all the time, cant sleep, getting married soon an...