So sorry to hear this news Debtmountain - Northern Rock really do seem to be rejecting proposals at the min. As said before - do they hold more than 25 per cent of the debt?

After 2 nailbiting hours, we got the fantastic news that both IVA's are approved! All creditors voted yes apart from Northern Rock, who were outvoted.Can't believe that Lloyds TSB voted yes even though the debt was less than a year old!This feeling of relief is unbelievable and a huge thanks to Davi...

Just to let everyone know that our IVA's were approved today! I have previously posted this fantastic news but for some reason it is not showing on the forum. Northern Rock were the only ones who voted against.Even Lloyds TSB voted yes, which was great news! Thanks to everyone for the support last n...

Hi Debtmountain,

Yes I have posted on the forum but it doesn't seem to have appeared yet! Still can't quite believe it and looking at the forum postings in a whole new light tonight! Good Luck again!

Good luck from me too! I will keep everything crossed for you that you get a good result!
from a fellow worrier yesterday and an approved IVA today!!!

Thanks Kallis3 - yes as you might guess - tonight I am addicted
to the forum!

Thanks everyone - will let you know the outcome - and David , I do believe you are our acting IP at 12pm tomorrow.

Well tomorrow is D Day! From my first phone call(which ended in tears!) to the creditors meeting at 12pm on 4th November.I can't believe it is finally here!Our borrowings escalated from an 18 month building project which went completely wrong in every way. We were told that we would have no problem ...

Thanks guys - will do! This forum is great - it's so good to get a reply tonight!

Congratulations! You must feel so relieved. Our creditors meeting is tomorrow the 4th November and I made the first call on October the 1st - it feels like a lifetime ago!

Did anyone vote against the IVA? I am so nervous tonight - hubby is at work and I can think of nothing else!

Hi, could anyone please help - my husband and I are currently looking at an IVA or DMP.One of the loans is with Lloyds TSB and we have only had this since July.We have read several reports that Lloyds will automatically reject our IVA application, and they hold over 30% of the total debt.Is this the...