Thanks very much for your help, i have been sweeping this mess under the carpet and i need to get it sorted out

thanks again

I have £50,000 worth of debt, I am with payplan at the moment and paying £117 per month,we are just doing our financial review and some excess (not that there is such a thing) money and wondered what amount of excess money do you need out of a total wage of £2198 to enter into an iva?

thank you