Finally received my certificate of completion. The nightmare is over. Thanks to DFD and the Coop bank and their cashminder account. One lesson learned: If you cant afford to pay for it right away - you can probably not afford it at all. I have noticed that after 5 years of austerity I am still very ...

My F+F was that my last payment was sufficient to satisfy the creditors. There was no additional lump sum involved.

Thank you DFD. My F+F was accepted today. Had to as for early termination as I had to relocate abroad and do not earn enough to continue my payment. Thanks to the fact that I paid in already almost the initially envisaged amount my request was approved. Finally totally debt free. The team from Debt ...

It was just before my last annual review that my partner and me split up and I lost his relativ modest contribution to my upkeep. I send in the new I&E form and calculated that my curent payments of £638 need to be reduced to £580 to make it work. To my astonishment I received a call from the DFD ca...

I need to move soon and wonder if anybody could recommend a letting agent who is sympathetic towards people in an IVA? North London.

In December 2004 all my debt problems came to a boil and I was in a complete shock. I probabaly ignored the problem for far too long. I contacted a debt helpline and it turned out that I was £54.000 in the red with an income of ca. 21.000. I was advised a DMP would be a good solution and I agreed as...