[Thank you all for the replies I've been accepted by the co-op for their basic package which other than not having the use of a cheque book will do me fine, I spoke to 1st direct and told them of my annoyance and how stupid they looked as they have bee paying the d/d for the last 18 months

]1st DIRECT (caution )I was with 1st direct bank before I had my IVA it and its mother company HSBC were not a creditor for the IVA I've been in the IVA for 18 months paying by direct debit to DFD and today out of the blue I get a letter from1st direct saying they have received notification of my IV...