I was discharged in October of last year and I literally cried with joy. Then I got a job the following week! Its a wonderful feeling to have my wages to myself and not have to disclose spending to anyone and actually be able to save money and treat myself I actually found B/R no where near as painf...

sorry wrong sight! been bounced from BR sight to here

Any ideas on who can witness my form?
Do not want to ask family/friends as none of them know!

Thats interesting about the papers- I will ask the OR when they call

Don't worry I shall still be on here!

Its all official. Declared B/R at 11.12.... I do feel relieved yes- its nice to know this horrible chapter has come to a close. The process itself was pretty straight forward and I spoke to the judge for all of 60 seconds..and its not as horrific as you might expect. I think it might take some time ...

Hi all, Have my bankruptcy meeting tomorrow at 9am will let you know how it all goes. Hopefully will be an end to the last 6 months which have been absolute torture!

AARGGHH!!! Next Tuesday- relieved ive got one quite quick. Also relieved its in for 9am.
I shall no doubt be a bag of nerves before I go in and quite possibly when I leave.
But im hoping it will relieve 6 months of sheer agony

It is a horrible feeling- I felt all of the above as well as just overwhelming anger at myself - I keep telling myself things could be so much better if I hadnt been so stupid and lost everything i had including my home. The thing to remember is you are by no means alone- so many people have found t...

Hi Andy, I can sympathise with yr situation. I really didnt want to go the B/R route but due to it being so tough out there finding work I think I may have no other option.... Its a concern as well that temp work is just that- temporary. And where do you end up if that goes belly up back at square o...

It sounds high, but its easily done!! Especially if you have a business

Hi, Haven't posted for a few weeks- mainly due to nothing exciting happening! I am still struggling to find work-I am now looking local which means I will be taking a 50% paycut from what I was getting in the city.I have applied for a local job I know I would love so keeping my fingers crossed.... L...

Thanks everyone. I must admit I was very surprised and I will be taking the "we will leave you alone" with a big pinch of salt.
David, did you receive the information I sent on Bond Partners

If you are in the process of applying its probably not so important. Im out of work and therefore not applying at the moment- I contacted all the creditors last week and have agreed to give between £1 and £5 a month..which they all agreed to even Mercers have said they will come back in 3 months for...

Many Thanks David, I will forward that on to you. When I advised them I had lost my job,I actually told them that I had very large doubts on continuing the process. And that although I would be looking to find employment asap there was no guarantee what I would be earning or even if I would find wok...