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by jason92
Thu Jan 08, 2009 11:38 pm
Forum: Ask IVA Forum and Industry experts
Topic: Hi, i have just had my first annual review
Replies: 8
Views: 1577

thanks for response, the agreed term was for 5yrs, and this is my first review. I am using Money Debt and Credit, I don't know if you have anyone else that has used this company. They say 'contributions cannot be lowered without consent of 75% of voting creditors. Duration of agreement maybe extende...
by jason92
Thu Jan 08, 2009 10:32 pm
Forum: Ask IVA Forum and Industry experts
Topic: Hi, i have just had my first annual review
Replies: 8
Views: 1577

Hi, i have just had my first annual review, and have stated that I can not keep up the repayments, due to increase of cost of living, even though I have made cut backs, and have asked if they can be reduced, they have come back after rechecking my review and will reduce my payments by £70 to help wi...
by jason92
Tue Oct 21, 2008 7:24 pm
Forum: Ask IVA Forum and Industry experts
Topic: Tax credit people chasing me for overpayment
Replies: 12
Views: 2173

Hi,
Phoned my IVA company and they have agreed that this should be taken into account as they are chasing for a overpayment before my IVA started - so they have asked me to send in the letters and they will ammend my IVA! - will keep you posted
by jason92
Sun Oct 19, 2008 11:43 pm
Forum: Ask IVA Forum and Industry experts
Topic: Tax credit people chasing me for overpayment
Replies: 12
Views: 2173

Thankyou!

Will keep you posted on how I get on, in case it may help anyone else!
by jason92
Sun Oct 19, 2008 11:26 pm
Forum: Ask IVA Forum and Industry experts
Topic: Tax credit people chasing me for overpayment
Replies: 12
Views: 2173

Thankyou for quick response! IVA started in Dec 2007, and early part of 2008 HMRC said that between myself, and my partner we have been over paid for 2006/07 - so they are now after overpayment from me, and a seperate one from my partner! - my partner is a full time house mum! - and I am the only ma...
by jason92
Sun Oct 19, 2008 9:08 pm
Forum: Ask IVA Forum and Industry experts
Topic: Tax credit people chasing me for overpayment
Replies: 12
Views: 2173

hi,

I am in a IVA for the last 12 months, but now have Tax credit people chasing me for overpayment, I have tried fighting them as this was a mistake on their behalf! - I can not afford to pay as what I have pays for my current IVA!
can you advise?
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