Many thanks all of you for your help and advice. Thames Credit have stipulated that I still owe this debt and are pressing for the so called outstanding balance to be paid. This is clearly unfair and totally misleading, they are clearly hoping I will cough up a large sum of money on the basis of the...

Hi I took out a 60 month IVA in August 1998, as you can gather it is years since this was fully completed & a notice of full implimentation issued by the insolvency practioner. However, I have been contacted by a company called Thames Credit acting on behalf of Aktiv Kapital First Investment, chasin...