http://www.iva.co.uk/community121/commu ... .asp?id=76
hope that link helps

By the sounds of it, if you say you were shoe horned into it, then you wasnt 100% with the solution that was offered and all insolvency options should have been gone through fully with you and you understood and was happy with the solution that you end up going with. In regards to the IVA, if you ar...

Hi All A query for the experts I believe, We wree told recently that if you applied to go BR it could be turned down by the courts I think. Does anyone know if this is true or if indeed anyone can have their application for BR rejected by anyone at any stage of the process? Sorry for the vague ques...

playstations are much different to the wii and im sure they will be kept busy all day with the WII, ive played on a wii myself, hours of fun,there is loads of games aimed at their age range 2, just make sure you get 2 remotes, save the arguments on xmas day. I will be doing all my shopping online to...

Hi all, Barclayloan have started phoning my wife again. We know it's them as we stored the numbers when we were going through the IVA. We haven't ignored the calls, just missed them, so don't know why they are calling. The last one she had was about 6 weeks ago, and they were saying that they hadn'...

I AM ABOUT TO PROPOSE A LUMP SUM IVA AND HAVE OPENED A NEW BASIC BANK ACCOUNT WITH NAT WEST, WHO I UNDERSTAND IS OWNED BY BANK OF SCOTLAND, AND I HAVE CREDIT CARDS WITH THESE TO BE INC IN TH EIVA, WILL THIS BE AN ISSUE. IF SO - WHO WOULD BE BEST TO OPEN A DIFFERENT ONE WITH? I HAVE CREDIT CARDS WIT...

helpIVA wrote:

Yeah I thought of that but want it over like now. Do you think its bad to take the money off my cards to pay it??

I dont think they aprove of you paying for fee's using credit cards

You can do it by not paying your creditors at all for a couple of months or so and get the money that way. From my knowledge, as soon as youve made the decision that bankruptcy is the correct debt solution for you, immediately stop making all payments to your unsecured creditors and as kallis says,...