Thanks again for the responses, this lady just won't report her daughter - I have tried to advise this!! Melanie - I am going to give her your contact number via your website - she is unable to complete an online form as she has no access to the internet so hope this is ok. Regards Tara

Hi, thanks so much for all your responses. I am actually looking into this for a work colleague of my husband. This poor woman had a car accident a while ago and it wasn't expected she would pull through so her 'lovely' 20 year old daughter decided to max all her credit cards, take out loans in her ...

Hi, it is possible to apply for an IVA if you currently have a mortgage? Thanks