Hello DW1983. I had an IVA through Freeman Jones which started in August 2006. I was able to make an offer to my creditors through Freeman Jones which was accepted and I received a completion certificate in June 2010. Freeman Jones were mostly helpful and I thought were able to present my case clear...

I wanted to write to the forum and hopefully offer some hope and support to those who are struggling with paying their IVA and the accompanying difficult issues. In August 2006 my husband and I entered a joint IVA. A monthly payment was agreed and at the last minute, a creditor, HouseHold Bank deman...

Melanie Thanks for the advice. After paying for the windows (which hopefully will increase the value of our home even slightly), we still have a sutstantial amount of the windfall left which I can see we will have to pay into the IVA. I think we will contact our supervisor and ask for a face to face...

Melanie I think we have contravened one of the terms of our 2 year old IVA and I am devastated we may lose it. We received a payment of £13,000 as a result of an payment protection insurance policy maturing. This was against our secured loan. We have stuck rigidly to the conditions of our IVA (altho...