dear all,

thank you for your advice,

melanie,

is it possible to cancel one iva to go to another who may lower payments if this one is not working out or fails?

we are currently on an iva, we started it last year, since then our payments have gone up due to my husband working trying to make ends meet, so we was in a no win situation, for him to do less hours and struggle or more hours and just get by, then they want more money. our situation again has now c...