Just a quick update on my original post... I just collected the keys to my new home yesterday. I sold mine with no issues, got a mortgage (a MASSIVE thank you to Mike from Zebra Money) and completed with no hassle. It's strange, but the last thought in my mind during the whole process was that I use...

Dave from personal experience i can only give whats happened to me... i finished my IVA in april last year and got my CC very quickly I chased down to make sure all records were removed from all 3 reference agencies (Equifax, Experian and Noddle)and the insolvency register. Once this was done i watc...

as Lisa has hinted i'm sure they don't drop off until the 6th year has passed

you cant fast track it unfortunately but from memory after i got my cc i was off the list within a month

Hi all. Quick update Unbelievably Ryan's team have, Within 1 day, been able to get me a mortgage in principle. I'm gob smacked. I never thought this would have been possible. One point is that I'd like to share is that although I've been checking my reports religiously on Experian, you really need t...

Thanks All. Have emailed Shaun and Ryan

Dan

thanks Kallis,

ill look forward to the responces

Hi all I completed my IVA nearly 12 months ago now and have been working hard to improve my credit rating as much as possible. I now have a "good" score according to most of the reference agencies. The real question I would like to know is how realistic is it to get a mortgage post IVA? Are the rate...

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>Originally posted by relieved33

Dand, did you have to pay that on top of your offer or did it come out of the offer before creditors had it?

it came from the pot, so creditors only saw £700 of my £1k offer...

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by Kazzy E Hi All It's been quite a while since I came on and spoke to you all, but I thought I would visit to share my fantastic news. After six long long years (6 years due to Northern Rock involvement)...

sounds fair - one thing to note that i was shocked at, was that my F@F was a fairly small amount (1k) and this was calculated by simply multiplying my remaining payment by my months left, but i got stung with a £300 admin fee for calling the variation meeting! £300 for 2 letters and an email can't b...

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by Foggy The defaulted accounts will drop off 6 years from the original default date -- this should be on or about the start of the IVA. Sometimes you will need to step in and get these dates corrected. H...

Hi, and many congrats on the status! Mine was settled and CC issued about a month ago (as I offered a F&F) I have a couple of quick questions - 1) my IVA Came off my Experian record within 1 week of the CC being issued (Even though I still would have had 3 months to go until the 6 years was up from ...

Seems so as I dropped off the list almost straight away

well, just thought id post a quick update. exactly 2 weeks to the day after my F&F was accepted, i walked in from work today and there was my completion cert and pack sitting on the door mat - needless to say I'm absolutely over the moon! Absolute FULL CREDIT to credit fix, kept their promises, answ...