thanks hymers. i'm so on edge at the mo, just praying we get approved. this forum has been an absolute lifeline these past few weeks.
enjoy your weekend too
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good for you michael
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i too work in a small plan office and i was dreading calls at work. when they did start i explained i was at work, ensured they had my mobile and asked them to remove my works number, which i thankfully they did.
haha viki - thats genius !
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Hi billy. know exactly what you mean about the budgeting. i've yet to be approved (fingers crossed) but thanks to melanie & her team's advice have been budgeting these past couple of months now and i feel so much more in control than i ever have. i'm embarrassed to say i work in finance and have bee...

that's great news john. congrats
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hang it there billy. i know i have my up and down days but the support i gain from everyone here really pulls me through.
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thanks Skippy
just don't want to put any spanners in the works for my proposal
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Another question if someone can help. I now have a Nationwide Flexaccount in place but this only offers a cashcard. I've read many people here have a co-op cashminder account which i understand gives a electron card. Is it ok to apply for one these also?

best of luck for the 26th Steve

hang in there billy
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thanks michael
congrats to you by the way
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hi lizzie i was in exactly the same situation as yourself and about 6 weeks ago, sought advice and decided an iva was the right way for me to go. After doing a bit of research i contacted melanie and her team and have not looked back since. i know its a tough time at the moment but stay strong. The ...

thanks orchid & michael billy, yes i too am in the capable hands of Melanie & her wonderful team. i know exactly how you feel when the phone rings but we should both feel very proud for facing up to our situations and taking positive steps to deal with them. Because i have a large debt with Northern...

hooray !! just withdrawn all my wages from Natwest (had to sneak out of work to do it). Taking this afternoon off work to contact all companies who's dds i've cancelled and give them new bank account details as per all the wonderful advice posted. feel so much better. i will keep posting and i just ...

my internet failed me last night so i have just been able to read all your advice.i'll get straight to the bank this morning. thank you all so much for the advice and support.it's like anything in life, you feel like the only one going through things sometimes so it really helps to get support and a...