Hi Melanie,
I do understand that, maybe we need to talk to the supervisor and go through things. It's just last year was awful and if this year is similar I know we will have problems.

Thank you

Hello again all, It's now been 12 months since our approval and our review is now due, We have sent all the paperwork off and I received an email today saying our payments may have to increase by around £40 per month ( depending on what our supervisor decides in the annual report ). This figure may ...

Hi all, Good News!!!! our IVA was accepted today. Melanie Giles and her team are FANTASTIC...... Thank you so much Melanie for everything you have done for us, also a big thank you to your team, Tina, Claire, Angela, Sam and Tom. The care shown to us was overwhelming. I cannot recommend you highly e...

Hi George, thank you for your support, I've just read one of your posts and MBNA are also my main creditor so I may be able to give you some advice on how they vote tomorrow. Whatever advice you need you'll get it here on the forum, so keep posting ....it's been a godsend for me. All the best Paul.

Hi
Congratlations to you, you must be so relieved. Now for a fresh start in life.
All the best to you and your family.
Paul.

Hi All, I am truly overwhelmed with all your support, I cannot thank you all enough for the advice and support you have given. This forum really has helped in such a way you could not imagine, hopefully tomorrow I'll be posting some good news and thanking you all even more. Thank you all, Paul

Thanks Cath,
Best of luck to you too, I'll be keeping everythin crossed for you.....Let us know how you get on.

Best Wishes
paul

Hi all, Many, many thanks for all your support, it means so much to know you have friends. I know Melanie will do her best, and I appreciate everything she has done but I'm a born worrier...always have been. It was my little girls 1st birthday last Friday and as much as I tried to celebrate I could'...

Melanie,
For the time you give to your clients and the time you give on the forum , you deserve every kind word you get.

Hi Fergie,
Thanks, and I hope so..........

Hi Linsey,
Your post just goes to show once an IVA is approved it does'nt mean you're problems are over. An IVA is a big commitment and your post proves this.
Mrs skint is right though get it in writing , for your own piece of mind.

Best wishes for the future and your review.

Thanks llj,
Best wishes to you for the future, hope everything works out for you.....Keep posting, words of support are as valuable as the advice here.

Paul.

Thank you for your replies, Richy, Mrs skint and linsey, I'll keep posting to let everyone know what happens.

A special thanks to you Melanie , you're an Angel.

Whatever happens I'll keep posting on the forum,

all the best to everyone.

Paul.

Hi all, We have now got our creditors meeting date, for 18th Feb.....very, very nervous about the outcome, so please wish us luck. Whatever happens with the outcome I would like to thank Melanie and her team ( Tina , Claire , Tom , Angela and Sam ) for eveything they have done for us. The help and s...

Hi, Just want to wish you good luck with your creditors meeting. The 13th of Feb is a good day for me , it's the day my gorgeous daughter was born and it's her 1st birthday when you have your meeting. So I'll be wishing you luck and hope it's something you can celebrate too. All the Best....And let ...