thanks to those who replied regarding pensions. new query How do IVA's affect car insurances, contents and buildinds insurance if you have to pay monthly as I believe these would still be classed as a creditor. If my IVA application goes through then my future insurance renewals will be a worry. Any...

How do IVA's affect pensions as I have a pension with a company that it also a main creditor on my IVA application.

I don't pay additional sums into this pension however it is still there.