I entered an IVA plan a few months ago. One of the mistakes that I had made on my IVA is the estimated value I had placed on my basic grocery shopping. I didn't realise that most of the groceries had gone up in price from many years ago. And I had come to realise that it is virtually impossible for ...

Cheers. all the advice is appreciated

I don't retain my payslips. What happens then? Obviously my income is there on the bank statements but that's about it.

My IP has mentioned that I only have to pay additional money for my bonuses and other overtime. I hope my increased payrate wouldn't come into the equation.

What are they going to say about my extra expenses for Christmas? I have set aside £200 for this.

My grocery bills totalled £190 for the last month. This is all from ASDA and Tesco and therefore the prices are almost as good as it gets. No junk food, no sweets and no extravegants. Besides I am a vegetarian which should mean my groceries are cheaper than most. I told them that I will possibly hav...

The IVA has been running for about 5 months. I never kept track of my expenses for the first few months because I didn't realise things were more expensive than they used to be..say around a year ago. I suppose that's one of the things about paying with a cash card, you really don't know where the m...

My last 2 months income has been slightly over the amount stated but it all got spent. Does that mean I have to let my IP know about this? I have come to realise that my grocery bills cost significantly more than before possibly due to inflation and rising cost of living. I now write all my expenses...

Don't remember the name of the company. I only have their number. With regards to any extra money that my workplace pays due to unexpected overtime (in the range of 1-2 hours per week) do I still have to pass on 50% of this towards my IP? The OT I am referring to is what is generated by merely havin...

Thanks a great deal of good advice I successfully entered into an IVA through MyVesta (who claim to be the best debt solutions expert in the world). They directed me to Grant Thornton who now deal with my IVA. As I spend only on my essentials and very little for all else, I have just about stabalise...