Hi again

A friend of mine has a querie! He has a joint mortgage and was wandering if the worst come to the worst what would he have to do with his half? I.e. would it have to be sold off or what??

Cheers for your help

I have a date at last for my BR hearing. 20th August is D/Day, I had a lovely man come and hand me a summons last Sunday!

Ill keep ya posted after its over

I did 3 years in my IVA so I feel a bit better that I have paid some back, just cant afford it anymore!

I am currently in the process of BR after 3 years in an IVA.

My IP has sorted out all the legalities and paid for it from monies they have in a kitty for such circumstances.

I believe that if you need to go BR there are ways to do it without going to one of these leeches....so to speak

I will indeed let you know how it goes.

Im keeping positive but it is rather scary!

Hi All! Its been a long time since I have been on here as I had lots to sort out. I just wanted to say thanks for all the input you all gave me. I have been in constant contact with my IP for months as I was made redundant but fortunately found another job pretty quick, although it is lower paid. As...

Hi Sleeping well.

Congrats on your approval.

5 years seems a long stretch I know. I am almost 3 years into mine, had a few hiccups but I am getting there.

Good luck with it

thanks, thats a handy little link

I forgot to add, my GP has referred me to a counsellor to try and help deal with my problems! Will be an experience....one I would rather not have to be honest!

Thanks guys.

Hope things go well for you too Swans girl.

Its so hard all this waiting

Just keeping everyone posted on my situation.

I havent had a reply from my IP as yet as to wether they are going to put forward my latest request for a variation, Im just hoping their silence means that they are considering it , or even hopefully going ahead with it!

Ill keep you updated!

Thats awesome Pixie, even got my pinky toes crossed for ya x

ok thanks mrs s!

im waiting to hear back on a variation so fingers crossed

Hi Guys

I have just realised that Max Recovery have bought all my debts!

I was wondering if that means that they paid the original debt amount or the dividend amount? Also, now they have bought this debt, are they less likely to accept a variation to my arrangement?

Thank you [:)]

Thanks Michael, I do hope your right!

I have had one variation before when I was off work ill and needed to make up my contributions so my IVA was extended.

I have also managed to run up another small debt which I have declared to my IP also.

Scary times!