just out of interest is there a set miles to £ ratio for petrol????? I also thought clothes was 25£ per adult.

i thought that food/housekeeping was based on 150£ per adult adn 120 for every child after. is that not correct????

i think the best thing for you to do it, think about it chronologically using dates e.g. may 2004 this will help when your personal history is written.

speak to your case officer and see whether she can negotiate.

priti dont worry dear. 62p in the £ good dividend. you need not worry, you will be informed.

Yes you will, I believe a company called mc cambridge company deal with self employed clients.

It depends on the essentialness of the car. Some IP's use 5000 as a benchmark as Melanie will confirm, its discretionary.

how much does your partner earn???? most companies will proportion it down based on the total household income.

i always thought it depended on the cars value???

if its a joint loan, most companies will calculate it based on the full amount he would have to pay e.g. a joint loan for 30k, would be calculate as 30k he would owe if something happened to U.

mbna have strange demands, often needing a letter from the client and a phone call as part of the "am in a IVA leave me alone" requirement.

I am quite new but i am not hearing alot of positive things about synergi, the IP seems to have some strange practices.

i thought he would just remortgage earlier and address it, rather than going down the iva route.

normally a rx1 restriction is placed on the property for example if your house equity is included in the iva to prevent you selling.

that should normally made clear at the proposal stage.