Search found 14 matches
Search found 14 matches
Page 1 of 1
- by sa62
- Mon Nov 10, 2008 7:04 pm
- Forum: Ask IVA Forum and Industry experts
- Topic: Children
- Replies: 7
- Views: 1042
mrs skint wrote:
What do you pay your son for?
I help him with his travelling exp and books, it does vary as he doesn't need books every month
- by sa62
- Mon Nov 10, 2008 6:18 pm
- Forum: Ask IVA Forum and Industry experts
- Topic: Children
- Replies: 7
- Views: 1042
I am considering the iva as an individual, my daughter has a horse and with insurance, livery etc it costs around £160 per month of which my husband pays for this. Will she have to get rid of it? I also pay my son who is 20 and a student £100 oer month will both of these have to stop once I enter in...
- by sa62
- Fri Nov 07, 2008 10:23 pm
- Forum: Ask IVA Forum and Industry experts
- Topic: i am entering into an iva but not my husband
- Replies: 23
- Views: 2394
Hi and welcome from me too. You will be allowed some money in an IVA, you are not expected to cut yourself off from society! You will put in an income and expenditure form, and this needs to be realistic, then your payment can be decided. If you look at the CCCS website, they have a budget sheet on...
- by sa62
- Fri Nov 07, 2008 10:14 pm
- Forum: Ask IVA Forum and Industry experts
- Topic: i am entering into an iva but not my husband
- Replies: 23
- Views: 2394
How far have you got into your IVA application, and what advice has your IP given you with regard to your husband and his disposable income? I have gone through everything with them and they have sent me the packaging and now I have to check it all and return with relevant paper work etc. They have...
- by sa62
- Fri Nov 07, 2008 10:10 pm
- Forum: Ask IVA Forum and Industry experts
- Topic: i am entering into an iva but not my husband
- Replies: 23
- Views: 2394
I assume that you will have already consulted an insolvency practitioner to act for you, so am wondering what advice you have been given about your husband's position. There is a common concept in the eyes of creditors that couples are not financially independent, but pool their money and hence the...
- by sa62
- Fri Nov 07, 2008 10:06 pm
- Forum: Ask IVA Forum and Industry experts
- Topic: i am entering into an iva but not my husband
- Replies: 23
- Views: 2394
Can I ask which company you have looked at for your iva?? Ask anything you like on here ,no matter how silly it may seem. The answers are all out there waiting for you. I assume all the debts are yours alone?? Hi, I am looking at debt free direct, yes all the debts are mine. What is it like being i...
- by sa62
- Fri Nov 07, 2008 10:01 pm
- Forum: Ask IVA Forum and Industry experts
- Topic: i am entering into an iva but not my husband
- Replies: 23
- Views: 2394
Hey sa62, welcome to the forum. As plasticdaft has said, as you are married, your husband can not financially dis-associate from you. Are all the debt in your name only and does your husband have any debts? How much equity do you have in your home and how much do you owe in unsecured debts? Hi, The...
- by sa62
- Fri Nov 07, 2008 8:53 pm
- Forum: Ask IVA Forum and Industry experts
- Topic: i am entering into an iva but not my husband
- Replies: 23
- Views: 2394
i am entering into an iva but not my husband, the only financial association we have is a mortgage which we have never defaulted on. Will my husband have trouble getting credit once i enter the programme and if so would it be better if i took my name off the mortgage
Search found 14 matches
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