i have a further question, can i be forced into bankruptcy if it means a loss of job and career...im only qualified for law and surely it would be counterproductive to force a bankruptcy through

i hadnt thought of speaking direct to the IP, i dont even know their details i dont think

I've spoken to my iva administrator and she has advised that she will look into a variation but if that is not accepted then I can look into a dmp plan.

Do I need to stay with the company I'm with to do that or could i move elsewhere? Who is good?

thanks so much for the advice, its certainly helped my stress levels i will contact my IP admin and say whats been suggested creditcrunched yeh i can afford the 250 with some sacrifice but the 532 is impossible and no matter what ive previously said to my iva admins they don't seem to understand lib...

Hello I am currently in an IVA but due to losing two jobs this year i have fallen behind on my payments. I missed some last year too and now payplan have advised me that i have to make 5 payments of £250 and then my payments increased to £532 in march next year so the iva will end on time in october...