The information I have consistently recieved is that Barclays Cash Card Account and Co-Operative Cashmider Account are the only Accounts that will take anyone unless you have a record of fraud. The Co-Operative bank appears to be the most flexible in terms of facilities ie DD/SO etc.

Thanks, I will let you know how it ends up.

Thanks Melanie, the help, support and advice on here has been fantastic I am so glad I found the site! Do you think I should respond to the claimants Solicitor just to advise again that I cannot meet the demand or should I just let them get on with it?

Thanks go for broke, the last paragraph sums up the situation. I feel that if I get this first stat demand sorted perhaps by offering security then I am still going to have battle after battle with more in the future.

Thanks. The judgement was for commission to an agent who sold a business lease in 2006. I had tried to cancel the agreement but the contract stands and I lost the case. The judgement was originally issued in March 08, the claimant gave 14 days for me to pay which I couldn't and so they issued a Stat...

Thanks Melanie, I am going to get all details of debts, outgoings etc and complete your enquiry form tomorrow to see what you think.

Thanks Mrs Skint appreciate it xx

Thanks Mrs Skint, think thats my best option. I guess my main concern at the moment is that the claimant will be able to serve the statutory demand and a bankruptsy issued before an iva (if appropiate) could be sorted out and I am not sure if they could still bankrupt me even if an iva was in place.

Thanks, I have probably around £8000 more immediate debt plus being chased for a further £9000 for a disputed electric bill for a business I used to have. Seperate to that an estimated £4k tax/vat owed and in arrears on mortgage but under control. Not much equity purchased house around 18 Months ago...

I have just had a judgement against me for £5500. The claimant has issued a statutory demand and bankruptsy threat within 7 days if not paid. Would an iva prevent them taking this action?