Thanks to all for your time.. :) Ive now opened a new bank acc. away from the overdraft and loan attached to the previous bank and tomorrow arranging swiching the direct debits over too. i guess i need to arrange for my wages to be put into there but need to get the timing right so the mortgage gets...

hiya.. married for 8 years. mortgaged together.. and just seperated . Hubbys moved into a rented flat which leaves me with mortgage etc to pay which i think i can manage along with 7 kids. (2 our own, 1 we adopted, 2 mine from previous and 2 fostered )..Is it possable for hubby to do the iva in his ...