Many thanks to you both for your help, your advice is much appreciated, when working from abroad these things seem to take a lot longer than going in and talking to somebody face to face, but I think its something thats quite inevitable now. I don't think it will be long now before my income stream ...

Hi Melanie, thanks for the reply, I have quite ambitious plans for the future and would like this thing to grow into something global; the stigma attached to bankruptcy doesn't really affect me, for I hear that it’s an entrepreneur’s obligation to go bankrupt at least once. I just wonder if the entr...

Here is my situation; I moved to the Philippines last year to set up a business and parallel foundation, (the idea being the business surplus could fund the foundation.) in order to do that I used borrowed money. I owe about £15,000 pounds to about 6 different creditors, two loans, three overdrafts ...