bump! How long do these fulland final settlements go on for im hoping its going to be over within a few months.

I have been labour for years but agree it's time for a change I will be voting for cameron at the next election. I would vote for the british national party if I thought it would change the result but it wont so it's wasted. I just hope cameron gets a policy regarding british jobs for british worker...

what happens if this full and final i do is accepted! can i then put a claim in after its finished cheeky I know but worth asking!

so if the banks lose this do we get all our bank charges back? or do w have to through it as a claim????

spoke to them the fees come out of the offer

DFD

Have spoken to my parents they have said they will find the extra if my ip is wanting extra fees for himself hopefully these are not to much under 1k andf i think she will pay it.

how do you find your ip's email address?

I will do on monday. So when you make a full and final offer does that figure you offering not include the fees to my IP or are they always seperate.

what do they usualy charge it is debt free direct im with i thought with the full and final offer ip fees was in the 4k figure!

but have made 6 months payments in the mean time surely the closer you get to finishing the iva you put a smaller offer in! also I missed a couple of payment after the 1st year would this help my case for the offer being accepted.

I'm suprised you all saying its low because I posted 6 months ago saying I was thinking of a final offer and said 5k then and you all said its a good offer!!!

yes melanie short time working plus the was 35 redundancies last week very likely that more redundancies will come soon or they may even shut the place I have put this in the letter. and if i do lose my job i would not be able to earn the money im currently on so bankruptcy would be my only option.

currently on short time at work at the moment with redundancies likely in coming months so my mum and boyfriend have said they can gift me £4000 as long as the offer as it finishes the IVA the is about 32 months left to run on the IVA currently which works out at about £7000. could melanie or any of...

I never got charged from DFD and I missed 2 payments they just added 2 months on at the end