Hi I am currently in an IVA and have just received my first annual statement. I was wondering if someone could clear up the breakdown of my statement. Under the Liabilities header it reads the following. Creditors listed as per debtors statement of affairs totaled £27,200. Creditors claims logged to...

Hi, thanks for the reply With the information you have gave me i have come to decision on how to go forward. In January i will start house hunting with my girlfriend, due to her low salary the bills we most likely be paid 60/40 my me to start. Putting some figures together it looks as though no expe...

Hi Apologies for the long winded post containing a lot of questions but i would be grateful if you could point me in the direction of the answers. A little background. I currently have an IVA to which i pay £235.00 per month on debts of about 28k. I have been in the IVA for 1 year and all payments a...