thanks again..if anyone has any experience of redundancy whilst in an IVA it'd be great to hear what happened.

oh ok i get it...yeah I wouldn't want to give them a lump sum and then still have to pay a monthly figure, i may as well keep the money to make the monthly payments.

I'll give my IP a call tomorrow and see what they say.

wow....this sounds quite interesting then...I think I'll look into this further....just need to find another job then!!

My IVA was agreed yesterday, it's such a relief and I can't wait for the next 5 years to pass! Today though at work I've had some news which has changed things slightly! There could be an offer of redundancy which would mean I could have enough money to pay the IVA in full in one go...and could have...