Search found 8 matches

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by kol1979
Mon Jul 27, 2009 9:25 pm
Forum: Ask IVA Forum and Industry experts
Topic: At my wits end again!
Replies: 7
Views: 1007

Currently realy struggling to stay a float with my IVA.... The first six months have been fine but due to recent lower wages and other unexpected expenses due to my dad being in and out of hospital I am struggling to meet my mortgage payment. I paid the interest only last month and if i pay the full...
by kol1979
Mon Apr 20, 2009 4:24 pm
Forum: Ask IVA Forum and Industry experts
Topic: vets bills
Replies: 2
Views: 789

Just found out my pet is to need an on going prescription thats not covered on the pet insurance.

Would this have an effect on my IVA payment?
by kol1979
Thu Mar 19, 2009 3:36 pm
Forum: Ask IVA Forum and Industry experts
Topic: Dividends
Replies: 4
Views: 1067

When the term "original dividend" is mentioned on here does it mean the original amount we owe or the appoved interest free amount?

Thus if i am constantly overpaying will i shorten the length of time if I pay the amount that was agreed quicker than the five years [:I] does this make sense?[?][?]
by kol1979
Tue Mar 17, 2009 6:46 pm
Forum: Ask IVA Forum and Industry experts
Topic: A new panic.
Replies: 2
Views: 881

I’ve been in my IVA for a few months now and in a strange way I am quite enjoying the challenge of budgeting! Until I found out today that my fantastic employers had mistakenly tried to get a payment out of my co-op account due to a mess up in the pay roll dept. I’ve set myself up with a main accoun...
by kol1979
Tue Dec 16, 2008 4:20 pm
Forum: Ask IVA Forum and Industry experts
Topic: Accepted!
Replies: 10
Views: 1580

Thanks I just wish I went through this 2 years ago!
by kol1979
Tue Dec 16, 2008 3:48 pm
Forum: Ask IVA Forum and Industry experts
Topic: Accepted!
Replies: 10
Views: 1580

Thanks to everyone at JonesGiles Ltd.

Time to move on from this and plan for the future. [:D]
by kol1979
Mon Dec 08, 2008 12:28 pm
Forum: Ask IVA Forum and Industry experts
Topic: Staying with the same bank....
Replies: 4
Views: 1060

I travel a lot and most hotels won't accept anything less than a visa debit card. My employer will only forward my expenses cash into a bank account sometimes if i am late on a job or need to go away within 24hrs they use BACS. As far as i can see the pre paid cards have a 48 to 72 hour delay on get...
by kol1979
Mon Dec 08, 2008 12:09 pm
Forum: Ask IVA Forum and Industry experts
Topic: Staying with the same bank....
Replies: 4
Views: 1060

Would i be in breach of my IVA if i did not change bank account...

The bank has the smallest amount of debt <1k but i really need a proper debit card for work
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