Hi Since my first visit to this site in December, I have put on hold paying my creditors until my house was sold and I knew where I stood with my work. I have also written to all my creditors asking them to put Interest and charges on hold until I had the above resolved. They didn't! I am now days a...

Good Afternoon, I have built up substantial debts since seperating from my ex 3 years ago. Mortgage £275k Loans £43k, HP £3.5k, credit cards (x6) £50k and overdrafts £6k. My house was up for sale at £425k, enough to payy all off and have some left over to start again. But after 1 yr I have only had ...